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Welcome to the Investment Solutions (Jersey) Limited Internet web site.  By clicking on Yes you hereby acknowledge and admit that you have carefully read the terms and conditions of this legal notice, that you fully understand and appreciate the contents thereof and that you unequivocally agree to be legally bound by the said terms and conditions.  If you do not agree with these terms and conditions, please do not access the web site by clicking on No.
 
Investment Solutions (Jersey) Limited and its affiliates (hereinafter referred to as “Investment Solutions”) provide information and material relating to Investment Solutions on this web site (hereinafter referred to as “the site”).
 
 
The information and material provided on the site is not, nor is it represented to be, intended for distribution to or use by any person or entity (corporate or otherwise) in any jurisdiction or country where such distribution or use would be contrary to the laws and/or regulations of those jurisdictions or countries or which would subject Investment Solutions or its affiliates to any registration or regulatory requirement whatsoever within such jurisdiction or country.  The information and material displayed on or provided in the site is currently only available to citizens and residents of and legal entities formed, incorporated, established or having their effective management in the Republic of South Africa.  The use or attempted use of the information and material by residents or legal entities of other countries may in some circumstances result in civil action or criminal prosecution.
 
Investment Solutions does not represent that the financial securities, products, instruments, services and transactions offered on the site are appropriate for purchase or use by all investors or other potential clients.
 
Neither the information and material, nor any opinion or view contained in the site constitutes or is intended to constitute a solicitation, invitation or offer by Investment Solutions to purchase or sell any financial securities, futures contracts, options contracts or other financial instruments or financial products or to enter into any financial, investment or other transaction.
 
Since the information and material contained herein is intended to afford general guidelines on matters of general interest, neither the information and material, nor any opinion or view is to be regarded or is intended to be regarded as financial, investment, tax, legal, accounting, actuarial, retirement or other professional advice or service.  Potential investors or other users are advised to obtain independent professional advice before taking any action whatsoever based on the information, material, opinions or views contained in the site.
 
Although the information and material provided on the site is obtained or compiled from sources believed to be reliable and therefore expressed in good faith and although in the preparation of the site every effort has been made to offer the most current, correct and clearly expressed information possible, inadvertent errors may occur, and applicable information, laws, rules and regulations often change without the site being immediately updated.  Therefore, the information on the site is provided "AS IS" and “AS AVAILABLE” and is therefore viewed at own risk. No warranty, representation, undertaking or guarantee concerning the accuracy, adequacy and completeness of the information and material provided herein is either expressly, tacitly or by implication given by Investment Solutions. Investment Solutions expressly disclaims any liability for any errors or omissions in the information, material, views and opinions.  Even in the event of information or data being displayed so-called “live”, and even if this information is obtained from another “live” source, no warranty, representation, undertaking or guarantee concerning the accuracy, adequacy and completeness of the information and material provided herein is either expressly, tacitly or by implication given by Investment Solutions.  Investment Solutions does not warrant or guarantee the accuracy and completeness any of the information, material, views and opinions for any particular purpose and expressly disclaims any warranties of merchantability, non-infringement of third party rights, freedom from viruses or other harmful code or fitness for a particular use and purpose. Investment Solutions disclaims any responsibility for any loss or damage suffered by anybody as a result of the improper use of any information contained in the site or as a result of any decisions whatsoever taken by anybody without proper financial, investment, tax, legal, accounting, actuarial, retirement or other professional or other advice.  However, nothing herein shall be construed as limiting or reducing Investment Solutions’ responsibilities and obligations to its clients in accordance with the applicable laws and regulations.
 
Although efforts have been made to protect information, Investment Solutions provides no guarantee, warranty or undertaking in connection with the security of the site.  Investment Solutions will not be responsible for and disclaims any liability for any loss, damage, costs or expenses that could result from interception by third parties of any information made available via the site.
 
 
 
 
 
 
Neither Investment Solutions, nor any of its affiliates, directors, officers or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage incurred in the event of any failure or interruption of the site, or resulting from the act or omission of any other party involved in making the site or the data contained herein available, or from any other cause relating to access to, inability to access, or use of the site or the material, whether or not the circumstances giving rise to such cause may have been within the control of Investment Solutions or of any vendor providing software or services support. In no event will Investment Solutions, its affiliates or any such parties be liable for any direct, special, indirect, consequential, incidental, punitive or exemplary damages or any other damages of any kind arising out of any use of or any inability to use the site or any portion thereof, regardless of whether Investment Solutions or any other party has been advised or appraised of the possibility or the likelihood of such damages occurring and regardless of the form of action, whether in delict, tort, contract, warranty, strict liability or otherwise.
 
When information is downloaded from the site, the copying, removal or obscuring of any copyright, other notices or legends contained in the information or material is strictly prohibited and any action contravening this prohibition may result in criminal or civil legal liability.  The information and material is protected by copyright laws and no part of the site, the information and material may be reproduced or transmitted in any form or by any means, electronic or mechanical, including but not limited to recording, photocopying or by any information storage and retrieval system without the prior written consent of Investment Solutions.
 
Leaving the site via a link contained herein, and viewing the content that is not provided or controlled by Investment Solutions, is done at own risk. The content of the linked web site will not have been developed, checked for accuracy, or otherwise reviewed by Investment Solutions or its affiliates. Investment Solutions is not responsible for any damage or losses caused by any delays, defects or omissions that may exist in the services, information, material or other content provided in such a linked site, whether actual, alleged, consequential or punitive.  Investment Solutions makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.  By creating a link to a third party web site, Investment Solutions does not endorse or recommend, or represents to endorse or recommend, any products or services whatsoever on that web site.  The use of the information, material, views and opinions contained in the linked third party web site is at own risk and Investment Solutions disclaims any responsibility and liability for any loss or damage suffered as a result of the improper use of any information, material, views or opinions contained in the linked third party web site or as a result of any decisions whatsoever taken by anybody without proper financial, investment, tax, legal, accounting, retirement or other professional or other advice.
 
The simulated performance results used in any graphs have inherent limitations. Experience has taught that there are frequently sharp differences between simulated performance results and actual performance results achieved by the actual implementation of an investment strategy and structure. There are numerous factors related to financial markets in general or to the implementation of a specific investment strategy and structure that cannot be fully accounted for in the preparation of the simulated performance results used in graphs, all of which can adversely affect the actual performance results in the event of the actual implementation of the investment solution.
 
The value of any investment and specifically the value of the investments discussed in the site can go up as well as down, as a result of changes in the values of the underlying investments or in the exchange rates of currencies.  Past performance or portfolio benchmark performance is not necessarily a guide to future investment performance.
 
Unauthorised use of Investment Solutions’ site and systems, including but not limited to unauthorised entry into Investment Solutions’ computer systems, misuse of passwords or the misuse of the information and material is strictly prohibited and forbidden.  Any action contravening this prohibition may result in criminal or civil legal liability.
 
In the event that any of the terms, conditions or provisions of this Agreement be held to be unenforceable, the remaining terms and provisions shall be unimpaired and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. This Agreement shall be subject to any other agreements entered into with Investment Solutions.
 
By clicking on Yes  the user or viewer agrees that he or she:
  has carefully read the terms and conditions of this legal notice; and
fully understands and appreciates the contents thereof; and
unequivocally agrees to be legally bound by the terms and conditions of the legal notice; and
will not engage in any activities related to the site that are contrary to applicable laws, regulations or   
the terms of any agreements with Investment Solutions; and
in circumstances where locations of the site require identification for access, will establish
commercially reasonable security procedures and controls to limit access to his or her password or other identifying information to authorized individuals
   
 

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